Duration of the debt collection procedure in Germany

If the claim is not disputed the files might be closed within a time-frame of 3 until 6 months.

In all cases where the claims are disputed, the duration depends on the legal questions involved and under dispute.

Succes Rate and Risk Management in debt collection cases

Legal risk exposure in b2b collection cases depends highly on the industry sector involved, the contractual background, the client’s out of court activities and the debtor’s economical situation. This background has to be explored in order to evalute the individual risk.

Generic risk situation for b2b collections in Germany

Success-rate of undisputed extrajudicial claim collections in Germany lies in an average range of 50 percent (source: Bundesverband Deutscher Inkasso-Unternehmen e.V. 2014). Litigation risk lies at an average exposure range between 30 to 40 percent.  

The Federal State of Bavaria shows even a better rate all over Germany. If one focuses on company related collections (“b2b”) the success rate is even higher than the collection rate of private claims. This means that companies with undisputed claims and persistent credit assessment management have sincere prospects of a reflux of liquidity. 

Insolvency risk


Only a smaller portion of the cases is insolvency-related and will either be terminated voluntarily by the customers due to business reasons or do not have legal prospects for a final success.

Risk improvement

The practical realization and success rate further on depends highly on the participation of professional legal debt collection partners. As far as legal professional partners are involved, the success rate with undisputed claims lies even higher than the figures mentioned depending again on the industry sector concerned.  


Contact us

Law office
Gerald E. Bitzer
Dahlienstr. 19
D-80935 Muenchen

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Phone: +49 89 313 4154
Fax: +49 89 3584 6926
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